1. PAN Card of HUF

• Mandatory proof of the HUF’s identity for opening the account

• Issued in the name of the HUF by the Income Tax Department

• Required for all transactions, tax filings, and KYC compliance

• Must match with the HUF deed and other supporting documents

• PAN is essential for high-value and interest-bearing accounts

2. HUF Declaration Deed

• Legal affidavit stating formation and constitution of the HUF

• Declares name of Karta and details of coparceners (members)

• Includes signatures of all members confirming existence of HUF

• Specifies Karta’s authority to operate the bank account

• Usually notarized and printed on stamp paper as per state norms

3. Identity and Address Proof of Karta

• Karta’s Aadhaar, Passport, Voter ID, or Driving License for identity

• Utility bill, rental agreement, or Aadhaar for address verification

• Karta is the manager and authorized signatory for the account

• These documents serve as personal KYC compliance of the Karta

• Karta’s details must match the information in HUF deed and PAN

4. Address Proof of HUF (if separate)

• If HUF has a different operating address, provide proof

• Can include utility bill, tax receipt, or lease agreement

• Required only if HUF address is distinct from Karta’s residence

• Must be recent and clearly show the name of the HUF

• Adds transparency and clarity to the account profile

5. Bank’s Prescribed Account Opening Form

• Duly filled and signed application form provided by the bank

• Includes nominee details, mode of operation, and initial deposit info

• Declaration from Karta accepting terms and confirming HUF status

• May also include FATCA/CRS and other statutory declarations

• Some banks may request passport-size photo of Karta and stamp of HUF