Unified Account Number (UAN) System.

• EPF is designed to be managed under a single Universal Account Number (UAN).
  
• The UAN remains the same throughout an employee’s career, regardless of job changes.
  
• Each job generates a new Member ID, which is linked under the same UAN.
  
• The UAN simplifies tracking of EPF balances across multiple jobs.
  
• All contributions from various employers are consolidated under one platform.
  

Handling Multiple Jobs Over Time.

• When switching jobs, the employee must share the existing UAN with the new employer.
  
• A new PF account will be created and automatically linked to the same UAN.
  
• Previous PF balances can be transferred to the current account using a request.
  
• The EPF system maintains a history of all employers under the UAN.
  
• This process ensures continuity of contributions and benefits.
  

Simultaneous Jobs and EPF.

• Holding two EPF-covered jobs at the same time is not allowed under normal EPF rules.
  
• EPF is designed for one active employment at a time per contributor.
  
• If dual employment is detected, EPFO may ask for clarification or corrective action.
  
• In such cases, contributions must be made only from the primary employment.
  
• Misuse or duplicate entries can lead to administrative complications.
  

Viewing EPF from Multiple Employers.

• The passbook section shows employer-wise contributions separately.
  
• Each employer’s Member ID and contribution history are displayed.
  
• The combined balance across all accounts is available under the UAN.
  
• Historical contributions can be viewed for all previous jobs.
  
• This helps in maintaining transparency and tracking fund growth.
  

Important Points for Employees.

• Always use the same UAN when joining a new organization.
  
• Submit Form 11 to declare previous employment and UAN.
  
• Monitor contributions from each job and ensure timely updates.
  
• Use a consolidated statement to keep track of total savings.
  

Keep your KYC and contact details updated for continuous access.