Sickness Benefit

• Payment is generally made within 7 days from submission of complete claim.
  
• Claim must be supported with medical certification and leave details.
  
• Benefit is disbursed biweekly for the certified period of sickness.
  
• Employee must submit claims within 3 days of commencement of leave.
  
• Delay in claim filing may affect timely payment processing.
  

Maternity Benefit

• Disbursement usually starts within 14 days of claim submission.
  
• Payment is made in advance or in installments during the leave period.
  
• Supporting documents include confinement proof and employer certificate.
  
• The benefit is payable for a maximum of 26 weeks for normal delivery.
  
• Timely employer verification helps expedite the process.
  

Temporary Disablement Benefit

• Disbursed within 15 days from the date of receipt of complete claim.
  
• Requires injury report and medical certificate from ESIC-authorized doctors.
  
• Payments continue during the entire certified disablement period.
  
• Claims should be filed within 3 days of accident or injury.
  
• Employer’s prompt reporting of the incident accelerates disbursement.
  

Dependent Benefit

• Payment is generally made within 30 days after claim submission.
  
• Requires death certificate, wage proof, and dependent verification.
  
• Regular monthly pensions may follow initial lump sum disbursement.
  
• Employer should assist dependents with the correct filing process.
  
• Delay in documentation may postpone benefit release.
  

Funeral Expenses Benefit

• Paid within 15 days of receiving the claim and supporting documents.
  
• Fixed amount is paid to the person who incurs the funeral expenses.
  
• Requires death certificate and claimant identification proof.
  
• Employer may help by providing confirmation of employment status.
  
• Timely submission ensures faster reimbursement of funeral cost.