Yes, It Is Allowed
- Any individual can file their own income tax return (ITR) without a tax consultant.
- The Income Tax Department provides an official e-filing portal for free self-filing.
- Taxpayers must calculate income, deductions, and tax liability correctly.
- Basic knowledge of tax rules and income heads is required.
- Filing can be done from home using a computer or mobile device.
When Self-Filing Is Suitable
- Salaried individuals with Form 16 and no complex income.
- Freelancers and professionals with simple income sources and good record-keeping.
- Individuals having only interest, rental, or capital gain income.
- Those who are familiar with using digital forms and tax documents.
- People who want to avoid paying fees to third parties.
What You Need to File
- PAN and Aadhaar linked and active.
- Form 16, bank statements, TDS certificates, and investment proofs.
- Access to the income tax e-filing portal with login credentials.
- Awareness of eligible deductions and exemptions under various sections.
- Knowledge of the correct ITR form based on income type.
Steps to File Return Yourself
- Log in to the e-filing portal using PAN and password.
- Choose “File Income Tax Return” and select the appropriate assessment year.
- Select the correct ITR form based on your income.
- Fill in personal, income, deduction, and tax details.
- Verify the tax calculation, pay any dues, and submit the return.
E-Verification Required
- After submission, complete e-verification using Aadhaar OTP, net banking, or bank account.
- E-verification is mandatory to process the return.
- Once verified, the return is processed and intimation is sent.
- Keep the acknowledgment for future reference.
- You can also track return status on the portal anytime.



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