Primary Mode of Payment

• ESIC contributions are primarily paid through online payment methods.
  
• Employers use the official portal to generate and pay challans.
  
• The online system is the default mode for all monthly filings.
  
• Payment and filing are integrated within the employer dashboard.
  
• This method is mandatory for registered establishments.
  

Net Banking Facility

• Net banking is the most commonly used mode for ESIC payment.
  
• Multiple authorized public and private sector banks are integrated.
  
• Employers select the bank during the challan payment process.
  
• The system redirects to the bank’s secured interface for transaction.
  
• Payment confirmation is received immediately upon successful transfer.
  

Debit Card and Bank Gateway Options

• Some employers may have access to debit card options.
  
• The availability depends on the bank’s integration with the portal.
  
• Transactions are processed through a secure gateway.
  
• The use of cards is more limited compared to net banking.
  
• Not all cards are accepted for high-value corporate payments.
  

Authorized Bank Branches for Payment

• In rare or exceptional cases, payment may be permitted at designated bank branches.
  
• Banks such as State Bank of India and Indian Bank may accept offline deposits.
  
• This mode is only used when system access is temporarily unavailable.
  
• The challan must be generated online even for offline payment.
  
• Manual receipts must be submitted for confirmation on the portal.
  

Post-Payment Confirmation and Tracking

• All payment modes generate a reference number for verification.
  
• Paid challans are available for download from the employer dashboard.
  
• Payment history can be accessed anytime for audit or compliance.
  
• Employers must ensure return submission after completing the payment.
  
• Only verified payments are accepted for contribution completion.